Learn the Basics of Roof Warranties

When you pay to update your roof, you should expect that investment to last. Unfortunately, various issues ranging from poor service to manufacturer defects and extreme weather can cause a premature roofing demise. The best – and often only – protection for a homeowner when insurance won’t provide coverage is to take advantage of a roof warranty.

These warranties come in many different shapes and sizes. Some are official contracts with a manufacturer or installer while others are service guarantees offered by a contractor. Some offer great coverage and generous terms while others aren’t worth much more than the paper they’re printed on.

Thankfully, we’re here to explain the basics of home roofing warranties so that you can decide on the best option for your next remodel or repair. 

What to know about roof warranties

The point of a roofing warranty is to have some financial recourse should a roof break down after installation. However, there are limits to what a warranty will cover and when. A typical roof warranty will cover the cost of repairs or replacement if the roof fails due to manufacturing defects or poor workmanship.

For example, some warranties may cover all costs associated with repairs or replacement while others may exclude certain materials or workmanship. Additionally, the duration of the agreement can vary. Some will cover your home for a few years while others may last several decades.

Also, think about exclusions. Some warranties do not cover damage under certain circumstances, such as severe weather conditions. Modifying the roof, such as installing solar panels or doing DIY modifications, could void your warranty.

Some warranties may require regular maintenance and inspections to remain valid. Others may cover only repairs performed by a specific contractor or using certain materials.

Review your warranty thoroughly, and make sure you understand its terms so that you will have the protection you desire if a problem should arise.

The different types of roof warranties

Roofing warranties generally come in three varieties: manufacturer warranties, contractor warranties, and extended warranties. Each type offers different levels of coverage.

Manufacturer Warranties

Manufacturer warranties specifically cover defects in the roofing materials due to manufacturing errors or issues. These warranties typically range from 10 to 50 years, depending on the type of material used. It's important to note that, while manufacturer warranties cover the cost of materials, they usually do not cover labor costs associated with replacing these materials.

Contractor Warranties

In contrast, contractor warranties cover both the materials and labor required for roof installation and repairs. These warranties often have shorter durations than manufacturer warranties and may include certain limitations. Contractor warranties are crucial as they protect against installation errors and ensure that any immediate issues can be addressed without additional costs.

Extended Warranties

Extended warranties provide the most comprehensive coverage, extending beyond the standard contractor's workmanship warranty. They typically cover the entire roofing system, including additional components like vents and underlayment that may not be included in standard warranties. Extended warranties can be particularly valuable in cases where components fail because they often cover the cost of a complete replacement. However, items like flashing, fasteners, and wood decking might have separate warranties or may not be covered at all.

How to choose the right roofing warranty

When it comes to selecting the best roof warranty for your home, there are a few important factors to consider. Follow these tips when making a decision:

Read the Warranty

While it may seem obvious, you should start by reading the warranty, including the fine print. Find out if it covers both the roofing materials and the quality of workmanship. The warranty should include provisions for repairs or replacements in case of significant damage. If you’re unsure of anything, ask the provider. 

Understand the Source of the Warranty

Many times, you can get this warranty through your roofing contractor or a third party. Sometimes, your homeowners' policy might allow you to purchase another policy that covers your roof alone. Furthermore, some of the materials used for your roof could have their own warranty as well.

Consider Your Budget and Needs

You’ll want to think about the cost versus coverage when choosing a roofing warranty. While a low-cost warranty may seem attractive, it might offer limited coverage. This could result in higher out-of-pocket costs for repairs.

Keep in mind that even expensive warranties have their limitations. When selecting coverage, choose one that aligns with your priorities and financial situation.

Research the Warranty Provider

Take some time to review the warranty provider's reputation and track record in the industry. You can often figure this out through internet research. Look at customer reviews or testimonials to gauge the satisfaction of other homeowners with the warranty service.

Prioritize Your Peace of Mind

Warranties are essentially a type of insurance. No one wants to ever be in a situation where they need to use it. However, it’s much worse to be stuck without any options when a roof fails prematurely. When you do your research and take the time to choose the right warranty, you can enjoy some peace of mind. 

What will void a roof warranty?

Like all warranties, certain actions can void the contract and make you lose out on a refund. Here are the top five actions that will nullify most roofing warranties:

Incorrect installation: If a roofing contractor cuts corners with the installation process, the manufacturer could void the warranty. Examples include using materials with the wrong specs or installing new roofing shingles on top of old ones.

Poor attic ventilation: Because airflow plays a major role in the lifespan of a roof, damage caused by improper ventilation could make a warranty void. Similarly, bad insulation – which can cause ventilation issues – can also cancel a warranty.

DIY roofing repairs: Even if you think a repair is easy, don’t try it if you want to keep your warranty valid. The same goes for modifications such as altering parts of your roof for solar panels or a satellite dish.

Pressure washing: Do not use pressure washing to clean your roof as it will harm your shingles and potentially void your warranty. 

How to maximize your roof warranty

If you have recently installed a new roof for your home, you want to protect your investment. One way to do this is through proper maintenance. Not only does this keep the roof and your home looking great, but it can also help keep your warranty in force.

Regular maintenance will help prevent damage and extend the life of your roof. How do you start?

For most homeowners, the first step is to hire a professional roofing contractor to inspect the roof. They can identify potential issues and recommend necessary repairs or maintenance to maintain the roof's integrity. A professional inspection can help catch problems early, saving you from costly repairs down the line.

Additionally, you’ll need to keep your roof clean and free from debris. Accumulation of leaves, branches, and other materials can damage your roof. With regular cleaning, you can help prevent the growth of mold, mildew, and other harmful organisms that can weaken your roof and reduce its lifespan. If you are doing a minor cleanup, trim any overhanging branches; during storms or high winds, they could damage your roof.

While gutters hang off the side of your house, they are another important part of the roofing system. When performing maintenance chores, make sure your gutters and downspouts are clear and working properly. Clogged gutters can cause water to overflow onto your roof. In turn, that can damage your roof and other parts of your home. With regular cleaning of gutters and downspouts, you can prevent costly damage.

No matter what you do, you need to follow the manufacturer's guidelines for maintaining and repairing your roof.

Unfortunately, failing to follow these stipulations might void your warranty. If that happens, you'll be responsible for the cost of any repairs or replacements.